Product Engineer, Risk & Credit
Own the risk product at Natural. You will build the underwriting engine across fraud, credit, and risk, and the product surface around it, including approval flows, policy configuration, limits, dispute and review tooling, and clear decision visibility.
As a Product Engineer, you will work closest with:
CEO
Kahlil Lalji
Kahlil is a second-time fintech founder. Loves payments almost as much as he loves talking about his strain score.
CTO
Eric Wang
An engineer’s engineer, Eric thinks as much about systems design as he does philosophy. Neither has made him more fun at parties.
LEG
CLI
CLI was the first regulatory hire at both Square and Stripe, and most recently served as Chief Compliance Officer at Ramp Payments Corporation.
LEG
Natalie Charlton
Natalie built the Tech, Ops, and Partnerships Legal team at Stripe. She was an R.A. in college and is a fan of rule-following.
ENG
Klaire Tan
Klaire came from Nextdoor and can't stop talking about sealed classes and Kotlin when clauses. Makes a mean matcha latte.
ENG
Krish Dholakiya
Krish led the payments team at Ramp. He thinks paper checks are as underrated as crypto. Personality: mustache.
Krish Dholakiya
Payments Engineer
Money movement rails—virtual heavy machinery—are only safe to operate if integrated well enough with those chaotic systems. A lack of safety—and therefore of trust—doesn’t just mean things blowing up: it means transactions that will never be attempted, and counterparties who won’t bother participating. Humans already bring novelty and chaos; there’s a lot of work required to get them to transact with each other at scale. Agents would be a step-change increase. This, I realized, was the core insight at Natural, and I wanted to work on it.
Natalie Charlton
Head of Legal & Compliance
Logistical hurdles are just decisions to make and actions to execute, two specialties of mine. There are only so many 'I'm game' moments in life.
Klaire Tan
Founding Engineer
When I think about the system I'm building, at replaying events, at complete traceability, I go to bed hungry and I wake up ravenous.
Perks
The only startup that treats
you like an athlete
Performance is at the heart of our culture, which is why we’ve designed some of the most performance and wellness focused company benefits you’ll find anywhere.
Equinox Destination
Whoop 5.0 Band
Eight Sleep Pod 5
Blood testing
From Superpower
Lunch & dinner
Covered in the office
Transportation
$450/month
Competitive comp
90th+ percentile
401K + match
3% of your salary
Flexible exercise
Early & extended
Relocation benefits
We'll help you move
Best gear
M4 Max, Studio Display, etc.
Full insurance coverage
Health, dental, vision
Unlimited PTO
Recharge whenever
Regular team retreats
Yosemite, Santa Ynez, etc.
Beautiful office
Lots of Natural light
To apply, email
founders@natural.com
